Last updated: June 1, 2026
Terms & Conditions
Introduction and Scope
These Terms & Conditions govern your use of the Asset Defense Insurance, LLC website and related online content. By using this website, submitting a form, scheduling an appointment, or requesting information, you agree to these terms.
If you do not agree with these terms, please do not use this website.
About Asset Defense Insurance
Asset Defense Insurance, LLC is an independent insurance agency. We provide insurance-related information, coverage reviews, and insurance services where properly licensed and authorized.
Asset Defense Insurance is not an insurance company. Insurance products are issued by insurance carriers and are subject to eligibility, underwriting, carrier approval, policy terms, and premium payment.
Website Information and Insurance Limitations
The information on this website is provided for general informational purposes only. It is not a policy, binder, certificate of insurance, contract, quote, guarantee, legal advice, tax advice, accounting advice, investment advice, or financial planning advice.
Coverage descriptions are general summaries. Actual coverage, benefits, exclusions, limitations, conditions, definitions, pricing, and availability are determined by the applicable insurance policy, carrier guidelines, underwriting, state availability, and other requirements.
Submitting a form, scheduling an appointment, requesting information, or speaking with Asset Defense Insurance does not create insurance coverage.
Coverage is not effective unless and until an application is submitted, approved by the carrier when required, required premiums are paid, and the carrier issues or confirms coverage according to its rules and policy terms.
If there is any difference between website content and an insurance policy or carrier document, the policy and carrier documents control.
Quotes, Coverage Discussions, and Applications
Any quote, estimate, illustration, comparison, recommendation, or coverage discussion is based on information available at the time and may change.
Final eligibility, pricing, approval, policy issuance, benefits, exclusions, and limitations are determined by the insurance carrier and applicable policy terms.
Do not cancel existing insurance coverage unless you have confirmed that replacement coverage is active and appropriate for your needs.
Your Responsibility to Provide Accurate Information
You are responsible for providing accurate, complete, and current information when requesting a quote, coverage review, application, or service.
Incorrect, incomplete, or omitted information may affect coverage availability, pricing, underwriting, claims, policy issuance, or policy validity.
No Professional Advice Outside Insurance Services
Asset Defense Insurance may discuss insurance-related planning considerations, but we do not provide legal, tax, accounting, investment, or financial planning advice.
You should consult qualified legal, tax, accounting, investment, or financial professionals for advice specific to those areas.
Website Use and Intellectual Property
You agree not to use this website to submit false or misleading information, interfere with website operation or security, attempt unauthorized access to systems or data, copy website content without permission, or use the website for unlawful activity.
The website content, branding, text, graphics, designs, logos, images, page layouts, and related materials are owned by or licensed to Asset Defense Insurance unless otherwise stated.
You may view and use the website for personal or business informational purposes. You may not copy, reproduce, distribute, modify, or use website content for commercial purposes without written permission.
Third-Party Links, Tools, and Electronic Communications
This website may include links to third-party websites or tools, including scheduling platforms, insurance carriers, social media platforms, payment providers, analytics tools, or other resources.
Asset Defense Insurance is not responsible for third-party websites, content, privacy practices, security, accuracy, or availability. Use of third-party websites may be subject to their own terms and policies.
By submitting forms, scheduling appointments, or contacting Asset Defense Insurance electronically, you agree that we may communicate with you using the contact information provided, including by email, phone, text message, calendar invitation, or other reasonable methods.
Your use of this website is also governed by our Privacy Policy, which explains how personal information is collected, used, disclosed, and protected.
Disclaimer of Warranties and Limitation of Liability
This website is provided on an “as is” and “as available” basis. Asset Defense Insurance makes reasonable efforts to keep website information accurate and current, but we do not guarantee that all website content is complete, current, error-free, uninterrupted, secure, or available at all times.
To the fullest extent permitted by law, Asset Defense Insurance, LLC and its owners, officers, agents, representatives, contractors, service providers, and affiliates are not liable for damages arising from or related to your use of this website, reliance on website content, inability to access the website, third-party links, or electronic communications.
This limitation does not limit rights or obligations that cannot be limited under applicable law.
Updates and Governing Law
Asset Defense Insurance may update these Terms & Conditions from time to time. Updates will be posted on this page with a revised “Last updated” date.
Your continued use of the website after updates are posted means you accept the updated terms.
These terms are governed by the laws of the State of Oklahoma, except where the laws of another jurisdiction apply.
Contact Us
If you have questions about these Terms & Conditions, please contact:
Asset Defense Insurance, LLC
Phone: (833) 317-4142
Email: info@assetdefenseins.com